Clients can use RiskMetrics CreditManager to help them:

• Measure portfolio credit risk, identify excessive risk concentrations across any set of dimensions and poorly performing exposures, and better manage economic capital
• Consolidate and compare risk and opportunities across the credit business as well as individual business lines, portfolio managers, obligors, regions, industry sectors, exposures, and any other user defined criteria
• Stress the drivers of a portfolio's credit risk, such as probabilities of default, correlations, spreads and recovery rates to understand and address clients capital requirements
• Customize output across the various dimensions of client portfolios, both in absolute terms and relative to benchmarks using the reporting framework of CreditManager. Communicate positions, opportunities, risks and limits — across businesses, between risk takers and risk monitors
• Perform cost-benefit analysis on proposed hedging programs
• Investigate the least expensive means of reducing credit exposure on selected names
• Address certain regulatory obligations (such as Basel II economic capital regulations, as well as, the new IRC requirements for measuring credit risk in the trading book)